support@veltrusfinance.com | +1 940 784 63 92 | Licensed EU Lender - 3% APR
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Fast, Fair & Transparent

Loans up to €100,000

Get funded in 24h. No hidden fees. Fixed rates from 3% APR. 100% online across EU.

Apply for a Loan →Check Your Rate
✔ Approval in 24h✔ Secure & Compliant✔ Flexible Repayments

Loan Calculator - 3% APR

Instant estimate • No impact on credit score

Cash loan
Monthly
€290
Total
€10,462

Your breakdown at 3% APR

Principal: €10,000Interest: €462
Total: €10,462 • 3% fixed APR
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Four loan types to fit your needs

Choose the loan that matches your goal. Clear terms, no surprises.

Personal Loan

Flexible for any purpose

Up to €100,000

Business Loan

Grow your business

Up to €100,000

Auto Loan

New or used car financing

Up to €80,000

Green Loan

Eco projects & sustainability

Up to €60,000
WHY VELTRUS

Why Choose Us?

Not a traditional bank. Faster, fairer, fully digital. Fixed 3% rate, no surprises.

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Approval in 24h

Our AI reviews your file in 2 minutes. Same-day answer, funds within 24h.

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100% Secure & EU Licensed

BaFin licensed, 256-bit encryption, GDPR compliant. Your data is never sold.

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Fixed 3% - Zero Hidden Fees

No origination fees, no early repayment penalty. What you see is what you pay.

OUR TEAM

Meet Our Team

Finance + tech experts based in Berlin & Paris.

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Markus Weber

CEO & Co-founder
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Sophie Laurent

CFO
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David Chen

CTO
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Elena Rossi

Head of Compliance
PROCESS

How It Works in 3 Steps

3 steps, 2 minutes of your time, 24h to get funded.

1
1. Apply Online
2 min, no paperwork. Choose amount (1k-100k€) and term (6-84 months).
2
2. Get Approved
Instant verification. Upload ID + IBAN. No impact on credit score.
3
3. Receive Funds
E-signature + instant SEPA transfer to your bank account.
ABOUT US

About Veltrus Finance

Veltrus Finance GmbH is an EU-licensed lender based in Berlin, founded in 2021. Our mission: make credit simple, fair and transparent for all Europeans.

We are not a traditional bank. No branches, no paperwork. A tech platform that cuts costs and gives them back to you as a fixed 3% rate.

12,000+ clients, €47M lent, 4.8/5 on Trustpilot. Regulated by BaFin (DE) and partner ACPR (FR).